I've managed to purchased a bond offered by the Government which gives my 5% return annually, paid out every quarterly. I'm glad that I could finally get it after waiting for 3weeks. The last time i missed out due to over subscription. Investing is pretty important but for the insurance firms they would definitely dislike this fact because from financial point of view one should plan for health first which is to buy insurance eg: Medical card. I still think investing in a proper manner is more important because if you are good the investment return from your portfolio could give you far better perks than the insurance package that you service monthly or annually.
Note: This is a personal point of view.
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